Top reasons for purchasing travel insurance

  • Published by Ozgur Tore


Comparison site InsureMyTrip researched why travelers purchase travel insurance for trips taken during June through September. The poll is conducted by the InsureMyTrip research team. The insurance agents polled respond to all phone, e-mail, and chat inquiries from customers with travel concerns. InsureMyTrip says 80 percent of customers will purchase a comprehensive policy for summer travel.

The top concern of summer travelers is bad weather affecting vacation plans.

Here is the list of reasons in order of importance:

  1. Hurricanes or bad weather affecting travel plans
  2. Concerns over coverage for a vacation rental
  3. Health issues affecting travel plans

Coverage for cancelling a trip due to weather-related issues differs by insurance company and plan. When comparing travel insurance, travelers can review policy details for more information on the cancellation policy.

Here are some examples of how travel insurance enables travelers to cancel a trip due to weather-related concerns:

Cancel trip due to weather: when common carriers such as airlines and cruise lines cease service due to weather.

Cancel due to a hurricane warning: when a destination is under a NOAA-issued hurricane warning.

Cancel because of storm damage at destination: when a hotel, resort, or vacation rental is devastated and made uninhabitable by a storm.

Cancel because home is destroyed by storm: when the home of a traveler sustains destructive storm damage.

Cancel trip for any reason: this is an optional time-sensitive benefit that allows travelers to cancel a trip for any reason.

Travelers interested in learning more about protection plans for travel during hurricane season can visit or call (800) 487-4722 to speak with a licensed travel insurance agent.

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